Lifteller Terms of Service

Effective Date: March 10, 2026

These Terms of Service (“Terms”) govern access to and use of the Lifteller platform and services. By creating an account or using Lifteller, you agree to these Terms.

1. Definitions

• Platform: The Lifteller website, applications, and related services.
• User: Any person who accesses or uses Lifteller.
• Lift: A voluntary financial support request or offer initiated by users.
• Wallet: A digital account enabling transactions within the platform.

2. Eligibility

Users must be at least 18 years old or have legal guardian approval where required by law. Users must provide accurate registration information.

3. Account Registration

Users must create an account to access certain features. Users are responsible for maintaining the confidentiality of their login credentials.

4. Wallet and Financial Services

Lifteller may provide wallet functionality through licensed financial institutions and payment processors. Users agree to comply with all applicable financial regulations including AML and KYC verification requirements.

5. Acceptable Use

Users agree not to:

• Engage in fraud, money laundering, or illegal financial activity.
• Upload harmful, misleading, or illegal content.
• Use the platform to harass or exploit other users.
• Circumvent security or verification mechanisms.

6. Platform Moderation

Lifteller reserves the right to monitor activity, suspend accounts, block wallets, remove content, or investigate suspicious transactions to maintain platform safety.

7. Fees and Charges

Lifteller may charge transaction fees, service fees, or platform charges. Applicable fees will be disclosed transparently within the platform.

8. Intellectual Property

All platform software, branding, trademarks, and designs are owned by Lifteller or its licensors. Users retain ownership of content they upload but grant Lifteller a license to host and display such content.

9. Suspension and Termination

Lifteller may suspend or terminate accounts that violate these Terms, engage in fraud, or pose risks to users or the platform.

10. Limitation of Liability

Lifteller shall not be liable for indirect, incidental, or consequential damages arising from platform use.

11. Indemnification

Users agree to indemnify Lifteller against claims arising from misuse of the platform or violation of these Terms.

12. Governing Law

These Terms shall be governed by the laws of the Federal Republic of Nigeria.

13. Dispute Resolution

Disputes shall first be resolved through negotiation and mediation before resorting to litigation in Nigerian courts.

14. Amendments

Lifteller may update these Terms periodically. Continued use of the platform constitutes acceptance of updated Terms.